Testimonials


Customer Ratings & Testimonials


“

Dear Ray,
We would like to express our appreciation for the great work you have done helping us find a home.
We have lived in B.C. for three years renting a house and only dreamed we could afford a home. Thanks to you and your diligence, you have made it possible for us to own our own home.
We will certainly recommend you to other people that are in need of your service.
Thanks again.

”
Lynn Thompson, Abbotsford, Nov. 24, 1993

“

Dear Ray,
Trish and I would like to thank you for the tremendous effort you put forth in successfully marketing and selling our home. We truly appreciate your determination and ‘never say die’ attitude, especially in such a tough market.
Considering that for the most part, you were the only Realtor bringing serious buyers to see our home, it became quite evident that you knew and understood the benefits of the complex, commuting times to work, schools, and the services available in the area, and that you were working hard to ensure a successful outcome.
We will be recommending you to our friends and family. Thanks once again for helping us achieve our goal of selling our home.

”
Terry Harder, Maple Ridge, May 26, 1995

“

Hi Ray, I just looked at your website – my house looks excellent from inside – someone in my office saw it and said “are u sure u want to sell that??” – Had I only known you a little earlier I would probably have sold my house by now. Thanks for doing such a good job – bye.

”
Anar Kanji, New Westminster

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Thank you very much for all your help in selecting the right home.

”
Marion Eichorn, Whiterock

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Ray, We just wanted to wish you a merry Christmas and thank you once again for putting your heart and soul into trying, and succeeding in selling our house. We really appreciated your hard work and dedication. We’d recommend you to anyone! Thanks again.
Merry Christmas and the best in 1994

”
Donna & Terry, Langley

“

Ray, Thanks so much for all your hard work – it was truly appreciated. Best wishes for the Holidays.

”
Susan, Maple Ridge

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Hi Ray: Just a short note to thank you of all the work you did to find me this place…I am very happy here..and I think I made a great choice..with your help. Please stop by if your in the area..I would love you to see how I have “arranged” the place..remember..I was worried my things would not fit..LOL..thanks again..hope to see you to visit..

”
Petra, Surrey

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Ray, Can’t believe we are going to be living there. Thanks for your hard work, I really appreciate how you helped us make a decision we both could live with.

”
Karen Leoni, Coquitlam

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Thanks for making what could be an extremely stressful series of transactions go so smoothly!

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Carol, Mike & Morissa, Port Coquitlam

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Dear Ray,
We thank you very much for the work you put into helping us have our floathome. Please stop by our home for a visit when you are in the Ladner area. Thanks a million!

”
Pilar and Rob, Ladner, Dec. 2002
Mortgage rates are down and the local real estate market takes another hit. We are passing the mid-point of the year most homeowners at this point are very aware of the down turn we are experiencing in the local real estate market. Inventory has climbed and sales have fallen. Property values are headed down and as much as some would call it a balanced market, it’s more of a buyers’ market. Of course, there are few exceptions to this. Vancouver area homes sales posted their weakest June in almost twenty years. “We’re continuing to see an expectation gap between home buyers and sellers in Metro Vancouver,” said Ashley Smith, REBGV president. “Sellers are often trying to get yesterday’s values for their homes while buyers are taking a cautious, wait-and-see approach.” To take a closer look at the stats, click here Selling property in this market is challenging and requires a skillful realtor. Hard work often pays off, but in these conditions; it’s more about price and affordability. Buyers are taking advantage of these conditions and ‘low ball offers’ are becoming the norm. Sellers should prepare themselves and understand that it will likely take additional time to sell their home. When it comes to selling successfully there are few things that can help in delivering great results. Click here to ask me. Mortgage lending conditions are not much better. The good news is that interest rates have fallen since the beginning of the year and 5 year fixed is now as low as 2.74%. Most economists think fixed rates should hold steady and that we should see the prime lending rate move lower later this year. Borrowers looking to access these cheap rates should ensure they have all income taxes up to date and if you are self-employed ensure you have updated financial statements. This will help get you the answer you need quickly. Alternatively, if you need funds quickly and cannot meet the stringent lending criteria; then there are lots options but it comes at a higher cost. Mortgage rates: (certain conditions apply): Best 5 year fixed: 2.74% - insured Best 5 year fixed: 2.79% - uninsured Best Variable: Prime – 1% Best 10 year fixed: 3.44%